Travel Insurance might not be the most thrilling part of your pre-travel checklist, but it's a crucial safeguard against unexpected mishaps. Whether you're embarking on a quick European getaway or a globetrotting adventure, unforeseen events like trip cancellations, medical emergencies, or lost belongings can happen anytime, anywhere. That's why investing in travel insurance is essential before you embark on any journey.
At OpenTravel, we want you to appreciate the true value of travel insurance. Below, we highlight key areas such as cancellation protection, emergency medical expenses coverage, personal belongings insurance, activity and personal accident coverage, and legal assistance. These benefits ensure you can travel with confidence, knowing you're prepared for whatever comes your way.
Cancellation
Cancellation coverage kicks in immediately upon payment of your premium for a Single Trip policy or from the selected start date for a Multi-Trip policy. It's designed to protect your prepaid expenses, such as accommodation, transportation, and car rental, which you cannot recover from other sources (like your tour operator) if you're unable to proceed with your trip. Our policy covers cancellation for various reasons, but we recommend reviewing your policy wording for comprehensive details.
Emergency Medical Cover
Dealing with injury or illness abroad can be daunting, especially when you may face language barriers and unexpected medical costs. Our medical expenses coverage is designed to alleviate these concerns by covering emergency medical bills up to £100,000,000 on many of our policies. This includes the necessary expenses to repatriate you to the UK if medically required.
Additionally, every OpenTravel policy provides access to our dedicated emergency medical helpline, available 24/7, 365 days a year. We're here to assist you whenever you need us, ensuring you receive the care and support you need while traveling.
Personal Items and High-value items
Holiday mishaps involving personal possessions like delayed baggage, lost passports, or damaged gadgets can be frustrating. Our policy sections are designed to cover these costs, but it's essential to review your coverage to ensure the limits meet your needs for items taken abroad. If you require gadget coverage, verify that it's included as standard in your chosen policy. Alternatively, you can easily add this cover as an extension during the quote process on our options page.
Recreational Cover
While on holiday, many of us engage in activities ranging from jet skiing and winter sports to bungee jumping and skydiving. It's crucial to ensure you're adequately covered for these activities to avoid unexpected expenses in case of injury. At OpenTravel, we include coverage for 100 activities as standard and provide the option to extend your coverage to include even more activities. Be sure to review our activity lists and consider adding the relevant activity pack on the options page during the quote process.
Legal Advice
If you require legal advice or assistance with a claim related to your trip, many of our policies include a dedicated section for legal cover and advice. We've partnered with OpenLegal to ensure you receive the support and guidance necessary. Please refer to your policy wording for detailed information on this service.
Personal Injury Cover
Considering potential mishaps during your trip isn’t the most pleasant pre-travel topic, but it’s essential that your travel insurance includes cover for accidental death and disability. This coverage ensures a set benefit is paid if you suffer permanent disability or pass away due to an accident while traveling.
Another significant benefit of travel insurance is affordability. You can safeguard your adventures and enjoy all the aforementioned benefits for a fraction of your total travel expenses. Opting for travel insurance could turn out to be one of your wisest financial decisions, providing peace of mind should your holiday plans encounter unforeseen challenges.
At OpenTravel, our cover levels range from affordable standard policies to comprehensive platinum policies offering £100 million in medical cover and cancellation protection up to £10k. You can easily upgrade your policy on our scheme upgrade page.
If you're interested in securing these benefits for your upcoming travels, we're ready to provide you with the travel insurance protection you need today! Explore our cover levels or get a quote to learn more about the options available.