Which Countries Are Covered By Our Policies?

When purchasing insurance from us, you will need to ensure that your policy lists the correct geographical area. Simply find your destination(s) in the list below and scroll across to see which area they come under.

Our geographical areas are:

Note also:

If your countries fall into different categories, you will need to choose the one that will cover them all. For example, if you are travelling to Spain and Kenya, you will need to choose ‘Worldwide Excluding USA, Caribbean, Canada & Mexico’ as this is the category that has a ‘yes’ for both destinations.

Please remember to check the Foreign, Commonwealth & Development Office (FCDO) travel advice before travelling to your destination of choice as we will not cover travel to anywhere deemed unsafe by the FCDO.

UK

  • England
  • Northern Ireland
  • Scotland
  • United Kingdom
  • Wales

Europe excluding Spain

All of the above, plus:

  • Albania
  • Austria
  • Azores
  • Belarus
  • Belgium
  • Bosnia-Herzegovina
  • Bulgaria
  • Corfu
  • Corsica
  • Crete
  • Croatia
  • Cruise Baltic
  • Cruise European
  • Cruise Med
  • Czech Republic
  • Denmark
  • Eire
  • Estonia
  • Faroe Islands
  • Finland
  • France
  • Germany
  • Gibraltar
  • Greece
  • Guernsey
  • Holland
  • Hungary
  • Iceland
  • Ireland
  • Isle of Man
  • Italy
  • Jersey
  • Kos (Greek Island)
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Macedonia
  • Madeira
  • Moldavia
  • Moldova
  • Monaco
  • Montenegro
  • Norway
  • Poland
  • Portugal
  • Republic of Ireland
  • Rhodes
  • Romania
  • Russia (West of Urals)
  • San Marino
  • Sardinia
  • Sark
  • Scilly Isles
  • Serbia
  • Slovakia
  • Slovenia
  • Svalbard and Jan Mayen Islands
  • Sweden
  • Switzerland
  • Ukraine
  • Vatican City
  • Yugoslavia (Former)

Europe including Spain

All of the above, plus:

  • Andorra
  • Balearics
  • Canary Island
  • Ibiza
  • Lanzarote
  • Majorca
  • Malta
  • Minorca
  • Spain
  • Tenerife

Australia & New Zealand

All of the above, plus:

  • Australia
  • New Zealand

Worldwide Excluding USA, Caribbean, Canada, Mexico

All of the above, plus:

  • Abu Dhabi
  • Algeria
  • Angola
  • Antarctic
  • Argentina
  • Armenia
  • Ascension Island
  • Azerbaijan
  • Bahrain
  • Bali
  • Bangladesh
  • Benin
  • Bhutan
  • Bolivia
  • Botswana
  • Bouvet Island
  • Brazil
  • British Dependent Ter
  • Brunei Darussalam
  • Burma
  • Cambodia
  • Cameroon
  • Cape Verde
  • Chile
  • China
  • Colombia
  • Congo
  • Cook Islands
  • Cote D'Lvoire
  • Cyprus
  • Djibouti
  • Ecuador
  • Egypt
  • Equatorial Guinea
  • Eritrea
  • Eswatini
  • Ethiopia
  • Falkland Islands
  • Fiji
  • French Guiana
  • French Polynesia
  • French Southern Territories
  • Gabon
  • Galapagos Islands
  • Gambia
  • Georgia
  • Ghana
  • Guam
  • Guinea
  • Guinea-Bissau
  • Guyana
  • Heard Island and McDonald Islands
  • Hong Kong
  • India
  • Indonesia
  • Iran
  • Israel
  • Ivory Coast
  • Japan
  • Jordan
  • Kazakhstan
  • Kenya
  • Kiribati
  • Kuwait
  • Kyrgyzstan
  • Lao People's Democratic Republic
  • Laos
  • Lebanon
  • Lesotho
  • Liberia
  • Macau / Macao
  • Madagascar
  • Malawi
  • Malaysia
  • Maldives
  • Marshall Islands
  • Mauritius
  • Mayotte
  • Micronesia
  • Mongolia
  • Morocco
  • Mozambique
  • Myanmar
  • Namibia
  • Nauru
  • Nepal
  • Netherlands Antilles
  • New Caledonia
  • Nigeria
  • Niue
  • Northern Marianas
  • Oman
  • Pakistan
  • Palua
  • Papua New Guinea
  • Paraguay
  • Peru
  • Philippines
  • Pitcairn Islands
  • Qatar
  • Reunion
  • Rodriguez Island
  • Saint Helena
  • Saipan
  • Sao Tone & Principle
  • Sarawak
  • Saudi Arabia
  • Senegal
  • Seychelles
  • Sierra Leone
  • Singapore
  • Solomon Islands
  • South Africa
  • South Korea
  • Sri Lanka
  • St Helena
  • St Pierre & Miquelon
  • State of Palestine
  • Suriname
  • Swaziland
  • Taiwan
  • Tajikistan
  • Tanzania
  • Thailand
  • Timor Leste
  • Togo
  • Tokelau
  • Tonga
  • Tristan Da Cunha
  • Tunisia
  • Turkey
  • Turkmenistan
  • Tuvalu
  • UAE
  • Uganda
  • Uruguay
  • Uzbekistan
  • Vanuatu
  • Vietnam
  • Wallis & Futuna
  • Western Sahara
  • Yemen
  • Zaire
  • Zambia
  • Zanzibar
  • Zimbabwe

Worldwide Excluding Mexico

All of the above, plus:

  • Alaska
  • Anguilla
  • Antigua
  • Aruba
  • Bahamas
  • Barbados
  • Belize
  • Bermuda
  • Bonaire (Antilles)
  • British Virgin Isles
  • Canada
  • Cayman Islands
  • Comoro Islands
  • Costa Rica
  • Cruise Caribbean
  • Cuba
  • Curacao
  • Dominica
  • Dominican Republic
  • El Salvador
  • Greenland
  • Grenada
  • Guadeloupe
  • Guatemala
  • Haiti
  • Honduras
  • Jamaica
  • Leeward Islands
  • Martinique
  • Midway Island
  • Monserrat
  • Nevis Island
  • Nicaragua
  • Panama
  • Puerto Rico
  • Saint Barthelemy
  • St Kitts & Nevis
  • St Lucia
  • St Martin
  • St Vincent & the Grenadines
  • Trinidad & Tobago
  • Turks & Caicos Isles
  • USA
  • Virgin Isles (UK)
  • Virgin Isles (US)
  • Wake Island

Worldwide Including Mexico

All of the above, plus:

  • Mexico

Currently, we DO NOT cover:

  • Borneo
  • British Antartic Territory
  • British Indian Ocean Territory
  • Democratic Republic of Congo
  • Kosovo
  • Lord How Island
  • Norfolk Island
  • Rwanda
  • Samoa (Western)
  • South Georgia and South Sandwich Islands
  • Sudan
  • Territory of Christmas Island
  • Territory of Cocos (Keeling) Islands
  • The Occupied Palestinian Territories

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